Colorado Accident & Health Laws State Exam 2026 – Complete Prep Guide

Question: 1 / 400

What is the maximum age limit for dependent children under Colorado health insurance policies?

21 years old

24 years old

25 years old

26 years old

In Colorado, health insurance policies are required to cover dependent children up to the age of 26. This provision aligns with the Affordable Care Act (ACA), which mandates that young adults have the option to remain on their parents' health insurance plans until the age of 26, regardless of their marital status, whether they live with their parents, or if they are financially dependent on them. This age limit allows young adults to maintain health coverage during a critical period when they may still be pursuing education, entering the workforce, or facing transitional living situations.

The other age options, while they reflect various state regulations or policy preferences in different contexts, do not convey the current standard established by the ACA and upheld in Colorado law, which clearly states the cutoff point of 26 years for dependent children.

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